Program Highlights

HomeXpress Mortgage offers Business Purpose Loans under our INVESTORX product.

Program Highlights

  • Business Purpose -not subject to TRID
  • Coverage ratio programs down to .50 and below
  • Loans from $100,000 to $1.5 Million
  • 80% LTV available for a Purchase
  • 75% LTV for a refinance
  • No Reserves required – under $1 million
  • Can close in a LLC business entity
  • 6 months seasoning to use new appraised value

Borrower Qualifications

  • 540 FICO for Alt/Full Doc
  • 600 Score for DSCR
  • Do not need to be an experienced Investor
  • Use 100% of rents to qualify