We are a wholesale mortgage lender. We are licensed to work with partners, including mortgage brokers and mortgage bankers, in 28 states. As non QM mortgage lenders, we help brokers provide non-QM loan products to their clients. Our account executives work directly with brokers and our Broker Platform gives brokers a real-time look at loan status for all of their clients.
HomeX Non-QM Loans – Programs
- PrimeX Lowest rates for consumers who nearly qualified for and have not had a foreclosure in the last four years.
- CoreX For borrowers that have a FICO score as low as 500.
- InvestorX FULL/ALT For investors who can show income via tax returns or pay stubs.
- InvestorX DSCR A no income verification loan for investors without proof of income – investors are qualified based on the rental fee for the property in question.
Explore our rate sheets and programs for further details about each of our loan products.
HomeX Mortgage is licensed to work in 28 states and in Washington DC:
Alabama, Arizona, Arkansas, California (BRE and DBO), Colorado, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Louisiana, Maryland, Minnesota, Nevada, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, and Wisconsin.
Visit our State Licensing page for full license details.
Speed. Ease. Convenience.
HomeX Mortgage is all about providing top-notch service. We’re quick to respond and our team is a pleasure to deal with. Our account executives are experienced, knowledgeable, and responsive.. We encourage you to find out why we have the best service in the non-QM loans part of the industry.
Our Broker Portal technology provides you alerts when loans hit major milestones along the loan process, such as when loans come in or are assigned to underwriters. We also have a pricing engine which show you pricing options on our products. Once you’ve submitted a loan, you’ll be able to see loan conditions in real-time and see whether those conditions have been cleared.
If you are a broker or mortgage banker who would like to more easily match customers with non-QM loans, get in touch with our team to learn more about our individual QM loan products and services. Give us a call at 800-216-1723 or start our broker application online.