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HomeXpress Mortgage Corp.

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Bank Statement Loans

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  • Bank Statement Loans

Will Your Mortgage Lender Allow Gift Funds?

February 20, 2020March 20, 2020Bank Statement LoansBank Statement Loans

If you’re in the market to purchase a house, your most significant upfront expense is going to be the down payment. Having a sizable down payment isn’t always easy to accomplish, especially for first-time homebuyers. In many cases, people rely on money that was gifted to them to help make Read More

Bank Statement Loan

Three Types of Bank Statement Loans

January 20, 2020March 20, 2020Bank Statement Loansbank statement loan

There are three types of bank statement loans designed to help self-employed people. These include personal bank statement loans, business bank statement loans, and one-month bank statement loans. While these three types of loans have a great deal in common, they are useful in different scenarios. Just like no two Read More

Bank Statement Loan

Tips on Getting a Loan if You’re Self-Employed 

December 23, 2019March 20, 2020Bank Statement LoansBank Statement Loans

Being self-employed has a lot of advantages. You have a more flexible schedule, but you also have to keep up with the administrative side of your business yourself. This is especially true when it comes to managing your own finances, which can make getting approved for a mortgage loan difficult. Read More

Bank Statement Loans

How to Compare Bank Statement Loans from Different Lenders

November 29, 2019March 20, 2020Bank Statement LoansBank Statement Loans

Smart borrowers know to shop around for their mortgage. Many lenders offer bank statement loans, but not all programs offer the same benefits. Knowing which one is right for you can be challenging, but it’s important to understand how to compare the terms, rates, and programs offered by each lender. Read More

Bank Statement Loan

How to Use Non-Traditional Credit to Get a Mortgage 

October 16, 2019October 14, 2019Bank Statement LoansBank Statement Loans

Finding your forever house can be difficult. What’s even harder is getting accepted for a loan to buy that dream house, especially if you have bad or no credit. That’s why many borrowers are looking to bank statement loans to help them finance their house.  Mainstream mortgage lenders will not Read More

Who Benefits from Bank Statement Loan Programs?

Who Benefits from Bank Statement Loan Programs?

September 17, 2019November 27, 2019Bank Statement Loans

FHA loans are still the most popular loans for homeowners. However, as more and more people looking to buy their first homes, they are discovering other types of loans, including bank statement loan programs. These programs came about because there were no alternatives for those who were unable to verify Read More

10 Terms First Time Home Buyers Need to Know

10 Terms First Time Home Buyers Need to Know

August 30, 2019November 27, 2019Bank Statement Loans

If you are a first-time home-buyer, you have probably started hearing jargon from your realtor, loan officer, family, and friends that might as well be from another language. Terms like “bank statement loan” and “qualified loans” are dropped in casual conversations. To be ready, here is a little vocabulary lesson Read More

How To Fix and Rebuild Bad Credit

How To Fix and Rebuild Bad Credit

August 26, 2019November 27, 2019Bank Statement Loans

Learning that your credit isn’t great can be a stressful realization. Low credit can mean higher interest rates or be completely disqualified for loans altogether. Luckily, you are never stuck with your current credit score. There are several unique ways to repair your credit, including bank statement loans and credit-builder Read More

Can Self-Employed Borrowers Qualify For Bank Statement Mortgage

July 27, 2019November 27, 2019Bank Statement Loans

If you’re self-employed, don’t make the mistake of thinking that you can’t take out a home loan. Self-employed borrowers may be eligible for some good mortgage programs. This includes loans that don’t require you to submit tax returns but let you use your bank statement to verify your income instead.  Read More

Things to Keep in Mind Before Applying for a Bank Statement Loan

July 22, 2019November 27, 2019Bank Statement Loans

If you are in the market for a home, you are likely in the market for a mortgage loan. For some people, a traditional mortgage loan is out of the question. If you have applied for a traditional loan but been denied due to credit issues or inconsistent income, bank Read More

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