Social Media Influencers and Bank Statements Loans

January 28, 2022
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As of October 2021, there were more than 10 million self-employed people in the US. While Americans have pursued entrepreneurship for decades, there is an exciting new entrepreneur that may be underserved. These entrepreneurs are often referred to as “influencers” leveraging partnerships with brands for high-risk reward. They’ve rejected the idea of a corporate job […]

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How Investors benefit from DSCR Loans

January 21, 2022
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We’re in the middle of a rental boom. Fortune.com indicated in December of 2021 that rent prices jumped an average of 11.6% on one-bedroom units this year, and two-bedroom units jumped by 13.6% So naturally, this rise in rental fees suggests investors will grow their portfolios with new rental properties. However, real estate investors have […]

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Entrepreneurship and Non-Qm Loans

January 12, 2022
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For many, entrepreneurship lies at the heart of the American dream. Over the decades, they have dreamed of owning their own business, being their own boss, and enjoying the fruits of their labor. The U.S. Bureau of Labor Statistics reports that 4 million Americans abandoned their corporate desks in the last two years to work […]

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low rates and non-qm loans

Low Rates Non-QM Loans

January 8, 2022
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In March 2020, the US was crippled with a slowing economy caused by a virus unknown to Americans or the rest of the world at that time. Jerome Powel, Chair of the Federal Reserve, used Quantitative Easing as a tool to inject money into the economy in order to stimulate consumer spending. Injecting money into […]

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Non-QM loans reach 3.8 trillion

Non-QM Loans Reach 3.85 Trillion

January 6, 2022
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Are you leaving money on the table by only offering conventional home loans? Non-QM loans have been increasing in demand since their inception in 2015. The Mortgage Bankers Association forecasted Non-QM originations will reach $3.85 trillion in 2021, a new record after 2020’s $3.83 trillion in origination. 2022 shows no signs of slowing down. Predictions […]

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How young professionals are becoming homeowners with Non-QM loans.

December 30, 2021
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How young professionals are stepping into homeownership despite having student loans A recent trend shows that young professionals from ages 25 to 35 are delaying homeownership. Why? The most common answer is increasing student loan debt. This debt often excludes young professionals from homeownership due to conventional underwriting guidelines that impose debt-to-income restrictions they cannot […]

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turn no into yes non-qm loan

Turn a No Into a Yes With Non-QM

July 21, 2021
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Regulatory changes have caused agencies to be choosier about the loans they fund. As a result, more borrowers may hear "no" than a "yes". We can accommodate a variety of different borrowers- the self-employed, those who cannot qualify using tax returns, asset rich and cash poor, and real estate investors. HomeXpress can turn that "no" [...]

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HomeXpress Mortgage staff profile

Staff Profile: Tyler Dorfner, Vendor Management Administrator

May 25, 2021
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Meet Tyler Dorfner, Vendor Management Administrator.  A new face to HomeXpress Mortgage, Tyler has quickly established himself as a rising star.  A graduate in Finance and Risk Management, Tyler started his career in the mortgage industry as an Underwriter.  As his passion for mortgage grew, he wanted to dive deeper into the industry.  At HomeXpress, […]

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Non-QM Business Purpose Loan

Increase Your Pipeline with Non-QM Business Purpose Loan Options!

May 12, 2021
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As market supply shrinks and rates become more favorable, many mortgage brokers are starting to feel the pinch. It’s a competitive market. Some brokers are finding they’ve got fewer potential deals in their pipeline. A great way to attract more borrowers is by offering Non-QM business purpose loan options. If you haven’t yet funded a […]

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HomeXpress Moves into the Mortgage Lending “Xpress Lane” with New Website

HomeXpress Moves into the Mortgage Lending “Xpress Lane” with New Website!

May 10, 2021
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Santa Ana, CA- Leading mortgage lender, HomeXpress Mortgage, is proud to announce the launch of its newly redesigned website at https://www.homexmortgage.com The new site features sleek and modern visuals coupled with an enhanced user experience (UX) design. These new design elements are critical to helping mortgage brokers find the information they need to make informed […]

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